Know what you can afford. Don't start looking online for a home before you get preapproved. Just because you get preapproved for a loan it doesn't mean that monthly payment will work for you. Look at your debts, future bills and plan.
Get advice from trusted sources. Ask your friends who they used to get a loan. Talk to your realtor.
Understand loans and fees. Not all loans are the same.
Shop Around. Ask questions of your potential lender. What if I pay for appraisal and my loan doesn't go thru, did I just lose that money? How long will it take to close? How much are closing fees for loan? Will I need money for a down payment?
I'm here to help! Carrie Summers ~Colorado Ranch & Home Realty 970-759-2540
