Thursday, May 30, 2019

Are you a good neighbor?


This week I was suppose to close on 10 acres, however all things can change.  The potential buyer was walking around the property, noticed the fence was down and horses were grazing.  Horses were put back on neighbors property and fence was fixed.  The neighbor told the potential buyer that "the grass would go bad if not eaten" and that she'd take the fence down again and cut the gate.  Well needless to say, the buyer backed out of the sale and didn't want to have a neighbor like that.  

Colorado law states that property owners have to fence animals out, however that doesn't give the right for a neighbor to cut down the fence.  So who's fence is it?  Well, whoever has maintained the fence!  The property owner had installed a 4 string, slick wire fence 5 years ago along with stays.  Pretty nice fence until it was cut down.  

Last month I also had a crazy experience while showing a home.  The neighbor was beating on the drums, yelling and when we walked over, the dog bit me. We learned from another neighbor that there has been many problems with them, in which cops have been called.  The buyers loved the home, but wouldn't buy it due to the wild card next door.  

So the question is, "Are you a good neighbor?"  Remember to treat people like you like to be treated and it's a happier world!  Tip of the week- If your are buying, be sure and meet the neighbors!

Sunday, May 19, 2019

So you don't have a lot of savings, but you want to buy a house. What can you do?


Have you been renting for a long time, and want to own a home?  Don't have much savings?  No worries!  

Have you heard about CHFA loans?  It helps with down payment assistance with as low as $1000 down! You might even be able to avoid mortgage insurance! There's even help with closing costs!  It's dependent on how much you make and what county in Colorado you want to live in.  For example in Montezuma County which is Mancos, Cortez and Dolores, a family of 4 can't make more than $49,500 and the house can't cost more than $271k.   What's your credit score?

You need to decide if renting or buying is right for you.  How long will you stay in the home?  Are home prices in the area going up?  Are you restricted by the landlord rules?

There are several loans out there to help with down payment.   Just because you don't have a lot in savings, doesn't mean you can't be a homeowner.

Call me and lets discuss! 970-759-2540