So you don't have a lot of savings, but you want to buy a house. What can you do?

Have you been renting for a long time, and want to own a home?  Don't have much savings?  No worries!  

Have you heard about CHFA loans?  It helps with down payment assistance with as low as $1000 down! You might even be able to avoid mortgage insurance! There's even help with closing costs!  It's dependent on how much you make and what county in Colorado you want to live in.  For example in Montezuma County which is Mancos, Cortez and Dolores, a family of 4 can't make more than $49,500 and the house can't cost more than $271k.   What's your credit score?

You need to decide if renting or buying is right for you.  How long will you stay in the home?  Are home prices in the area going up?  Are you restricted by the landlord rules?

There are several loans out there to help with down payment.   Just because you don't have a lot in savings, doesn't mean you can't be a homeowner.

Call me and lets discuss! 970-759-2540